PRIVATE OFFICE
Private client coordination in Spain

One office.
Three distinct paths.

We coordinate banking readiness for non-resident individuals, corporate banking preparation for foreign-owned companies, and end-to-end relocation projects in Spain.

Choose your path

Private Office is a coordination service. We do not act as a bank, law firm, tax adviser or investment adviser, and we do not guarantee decisions made by banks or public authorities.

Start with the right service line
01Non-resident personal bankingFor an individual account, large transfer or property-related banking need. 02Corporate bankingFor a foreign-owned or internationally active company. 03Relocation to SpainFor a coordinated move involving residence, tax, banking and practical setup.
One senior point of contactA single owner for the overall roadmap.
Compliance-first preparationClear facts, documents, ownership and source of funds.
Independent specialistsLegal, tax and regulated work stays with licensed partners.
No outcome promisesBanks and authorities retain full decision-making power.
Service navigator

Select the situation that matches your project.

The three service lines are related, but they are not interchangeable. Banking work focuses on bankability and onboarding. Relocation work coordinates an entire move to Spain.

Banking readiness for a non-resident individual

Prepare a clear, consistent personal banking case.

Designed for clients whose situation cannot be solved by a standard online account opening: international income, complex source of wealth, a significant transfer, property purchase, FATCA exposure or prior bank questions.

A good fit when:
income or capital comes from more than one jurisdiction;
the bank needs a coherent source-of-funds explanation;
a property payment or large transfer must be prepared;
the client has already received additional bank questions.

What we prepare

  • Personal profile, tax residence and account purpose.
  • Source of Funds / Source of Wealth narrative.
  • Income, asset and transaction evidence checklist.
  • Expected account activity and transfer rationale.

What we coordinate

  • Selection of an appropriate banking route.
  • Document readiness before submission.
  • Responses to follow-up information requests.
  • Banking readiness for a property transaction.

What the client receives

  • A written bankability roadmap.
  • A structured evidence pack.
  • A consistent explanation of funds and intended use.
  • One point of contact through the preparation process.
1Eligibility reviewGoals, residence, income, banks and red flags.
2Evidence mapWhat exists, what is missing and what must be explained.
3NarrativeSoF/SoW and expected account use assembled coherently.
4Submission supportCoordination of the chosen bank onboarding route.
5Follow-upStructured answers to further bank questions.
Boundary: we prepare and coordinate the case. The bank independently decides whether to open an account, accept a transfer or request further information.
Corporate banking preparation

Make an international company understandable to a Spanish bank.

Designed for owner-managed businesses, foreign-owned Spanish companies and international structures where the bank must understand ownership, activity, counterparties, jurisdictions and expected money flows.

A good fit when:
the UBO or ownership chain is international;
clients, suppliers or payments cross several jurisdictions;
the business model is not obvious from registry documents;
the bank requires a detailed explanation of expected flows.

What we prepare

  • Ownership chart, UBO and management profile.
  • Business model and commercial rationale.
  • Counterparties, countries, currencies and flows.
  • Corporate source of funds and opening balance evidence.

What we coordinate

  • Corporate document and KYC readiness.
  • Bank-specific information requests.
  • Alignment with legal and tax specialists.
  • Onboarding communications and case status.

What the client receives

  • A bank-ready corporate dossier.
  • A clear ownership and transaction map.
  • A structured response pack for bank questions.
  • Senior coordination across all contributors.
1Eligibility reviewStructure, sector, ownership, countries and banking goal.
2Company mapUBO, entities, activity, counterparties and expected flows.
3Corporate dossierNarrative and evidence adapted to the bank's questions.
4Submission supportCoordination of onboarding and specialist input.
5Follow-upControl of additional requests, versions and responses.
Boundary: we do not provide banking services or guarantee account opening. Legal, tax and regulated conclusions remain with the relevant licensed professionals.
Integrated relocation coordination

Coordinate the move as one project — not a collection of disconnected tasks.

Designed for families and entrepreneurs moving to Spain who need residence, banking, tax, insurance, housing and practical implementation to follow one sequence and one timetable.

A good fit when:
several family members or business interests are involved;
banking, residence and tax decisions affect one another;
a property purchase or lease is part of the move;
the client wants one accountable project coordinator.

The relocation roadmap

  • Goals, family structure, timeline and dependencies.
  • Residence route coordinated with an immigration lawyer.
  • Banking and payment readiness.
  • Tax onboarding coordinated with a tax adviser.

Practical setup

  • Insurance and required documentation.
  • Home search, lease or purchase workstream.
  • NIE/TIE and administrative sequencing through partners.
  • School and family logistics where required.

What the client receives

  • One integrated project plan.
  • Clear owners, deadlines and dependencies.
  • A single status view across all specialists.
  • Escalation and quality control through completion.
1Move designObjectives, people, dates, countries and constraints.
2Legal & tax routesLicensed specialists define the relevant routes.
3Banking & housingPayment, account and property workstreams prepared.
4ImplementationTasks, appointments, documents and partner work aligned.
5Arrival & handoverCompletion control and a clear post-arrival task list.
Boundary: Private Office manages the roadmap and coordination. Immigration, legal, tax and regulated real-estate work is carried out by appropriately qualified independent specialists.
Clear separation

Banking support and relocation coordination solve different problems.

A banking engagement may be completed without a move to Spain. A relocation project may include banking as one workstream, but it also covers legal, tax, housing and practical dependencies.

Service line A

Banking services for non-residents

Focused on preparing an individual or corporate case for bank onboarding, account use or a significant transaction.

ClientPrivate individual or company.
Core questionCan the bank clearly understand the client, funds, ownership and expected transactions?
ScopeBankability review, documentation, SoF/SoW or corporate dossier, onboarding coordination and follow-up.
End pointA coherent bank-ready case and coordinated submission process.
Not included: banking decisions, guaranteed account opening, legal opinions, tax advice or investment recommendations.
Service line B

Relocation services for a move to Spain

Focused on managing the full move as a multi-disciplinary project with banking as only one component.

ClientFamily, entrepreneur or internationally mobile individual.
Core questionHow should residence, tax, banking, home and practical setup be sequenced?
ScopeOne roadmap, specialist coordination, milestones, dependencies, status reporting and escalation.
End pointA controlled move with clearly assigned responsibilities through arrival and handover.
Not included: direct immigration, legal or tax advice by Private Office. These services are delivered under separate arrangements with qualified partners.
Core offers

Start with a defined engagement, not an open-ended promise.

Each engagement begins with a structured review that defines the objective, red flags, required evidence, specialists, scope and next steps.

Entry product

Eligibility & Roadmap Review

A paid assessment of the case before documents are submitted or multiple advisers are engaged.

  • Objectives and circumstances
  • Red flags and dependencies
  • Preliminary route and document list
  • Proposed scope, specialists and budget
Banking product

Bankability Dossier

A structured personal or corporate banking case prepared around the bank's likely information requirements.

  • Personal SoF/SoW or corporate business narrative
  • Evidence and gap analysis
  • Expected transactions and account use
  • Onboarding coordination and follow-up
Relocation product

Move to Spain Coordination

A managed relocation workstream for cases where several professional and practical decisions must be aligned.

  • Integrated move roadmap
  • Legal, tax and banking dependencies
  • Housing, insurance and practical setup
  • Milestones, reporting and escalation
How an engagement works

A controlled process from facts to completion.

The same governance model applies across all three service lines. The content changes; the discipline does not.

1Initial screeningGoal, urgency, jurisdictions, risks and service fit.
2Paid reviewFacts, red flags, evidence, dependencies and route.
3Written scopeDeliverables, exclusions, fees, partners and timeline.
4Case preparationDocuments, narratives, checklists and action owners.
5CoordinationMeetings, submissions, specialist work and follow-up.
6HandoverCompletion summary, outstanding items and next controls.
Roles and boundaries

One accountable coordinator. Independent professional decisions.

Private Office keeps the project coherent while each regulated or licensed specialist remains responsible for their own professional advice and deliverables.

Private Office

Collects and structures the relevant facts.
Builds the overall roadmap and dependency map.
Coordinates documents, meetings and action owners.
Maintains status reporting and escalation.
Performs consistency and delivery quality control.

Independent specialists

Banks & banking contacts
Immigration lawyers
Tax advisers / gestor
Independent property lawyers
Buyer agents & brokers
Insurance specialists
Notaries & translators
Relocation operators
Other case-specific experts
Frequently asked

What the service is — and is not.

The distinction matters: Private Office is valuable because it coordinates complexity, not because it replaces regulated professionals or promises outcomes.

No. We prepare the case, organise evidence and coordinate communications. Banks independently decide whether to onboard a client, open an account or accept a transaction.
Yes. Personal and corporate banking engagements are separate services and may be used by non-residents who are not planning to move to Spain.
No. The roadmap is tailored to the client's actual needs. Banking, immigration, tax, property and practical workstreams are included only where relevant and are scoped separately.
Appropriately qualified independent lawyers, tax advisers and other specialists. Private Office coordinates their work but does not replace their professional judgment.
No. The purpose of the service is to improve readiness, consistency and process control. The final decision always belongs to the bank.
Begin with clarity

Define the right route before the case becomes urgent.

A Private Review identifies the relevant service line, key risks, documents, specialists and the scope of any further engagement.